Roofing & Storm Damage Restoration - Frequently Asked Questions
How do I know if my roof has storm damage?
Common signs include missing or lifted shingles, granule loss, dents in vents or gutters, ceiling stains, or leaks. Many issues are not visible from the ground, which is why professional inspections are important.
Do I really need an inspection if I don't see a leak?
Yes. Storm damage can weaken your roof without causing immediate leaks. Identifying damage early can prevent costly interior repairs and help with insurance claims.
How long does a roof usually last?
Asphalt shingles typically last 15-30 years, architectural shingles 25-40 years, and metal roofs 40-70+ years depending on weather, ventilation, and installation quality.
How long does a roof replacement take?
Most residential roofs can be completed in one day, weather permitting. Larger or more complex roofs may take longer.
Will my insurance cover storm damage?
Most homeowner policies cover hail and wind damage. Coverage depends on your specific policy, deductible, and the extent of damage.
Do you work with insurance companies?
Yes. We assist with documenting damage, meeting with adjusters, and ensuring all legitimate damage is included in the claim.
What if my insurance claim is denied?
A denial does not always mean there is no damage. Many claims can be re-inspected or supplemented if damage was missed.
Do I have to use the contractor my insurance recommends?
No. Homeowners have the right to choose any licensed and insured contractor they trust.
Will filing a claim raise my insurance rates?
Storm claims are typically considered acts of nature and usually do not raise individual rates, though regional storms can affect area pricing, whether or not you turn in a claim.
What is a deductible and do I have to pay it?
A deductible is the homeowner's portion of the claim and must be paid. Waiving deductibles is illegal in many states.
How much does a new roof cost?
Pricing varies based on size, pitch, materials, and damage. Most asphalt roofs range from $8,000 to $20,000 or more. We are happy to provide you a complementary estimate for planning purposes.
Are you licensed and insured?
Reputable contractors are fully insured and can provide documentation upon request. Missouri does not offer or demand a license to be a contractor. Double J Roofing and Contractors is the highest certified installer with CertainTeed shingles and because of this we can provide extended warranties other contractors can not!
What kind of warranty do you offer?
Most projects include a manufacturer warranty on materials and a workmanship warranty from the contractor.
Do I need to be home for the inspection?
In most cases, no. As long as exterior access is available, we can perform the inspection and provide photos and a summary afterward.
What should I do immediately after a storm?
Safely check for visible damage, take photos, prevent further damage if needed, and schedule a professional inspection as soon as possible.